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Elements used to compute the values

V0
Principal amount
Vf
Final value (part of the capital still due in the case of a loan)
n
Number of periods for capitalisation or periodic payments or withdrawals.
T
Yield per period = 1 + i/100 where i is the interest rate in % per period
Ordinary annuity

Payments or withdrawals are made at the end of each period
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Annuity due

Payments or withdrawals are made at the beginning of each period
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Interest rates conversions

Conversions between annual and periodic rates in %
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Effective and nominal rates in %(nominal rate or nominal APR= Annualised Percentage Rate).

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