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Example 1 : Future value of a saving account

Initial balance 1000 euros. Monthly deposit : 50 euros at the end of each month (it's the case of an ordinary annuity). Real rate : 1.5 %.
What is the expected final balance after 5 years ?
The displayed result after pressing the "final amount" button is :
graphic

Example 2 : loan repayment

Ordinary annuities (payment at the end or each period). Principal of 5000 euros. Term 1 year. interest rate 4.5 per year (real rate, the APR would be 4.41).
What is the monthly payment ? 426,69
What is the remaining capital after 6 periods ? 2527,51
graphic